Car Finance Liverpool • Finance Broker Merseyside • Motor Stores Used Car Finance
At Motor Stores, we understand that buying a new car can be very stressful and can also be a costly mistake making the wrong choice. We will gladly help you find the car you want in the colour you want and even help you to find the lowest finance rates too.
We deal with up to 20 of the UK’s top finance companies, so whatever your financial situation, we promise to try and find you the best deal. Regardless of your past finance history (CCJs, credit cards, store cards etc), you can be sure you’re getting the best deal available.
Ask for a no-obligation finance quote then compare rates elsewhere. For more information, please don’t hesitate to contact us on 0151 523 2323.
We are experts in providing car finance for most people, regardless of their past credit history. We are here to help and our information is free. We can offer some basic advice on debt counselling, including the process in regard to the early settlement of an existing car finance agreement. We can also offer advice in regard to the options available for those customers who are in a negative equity position on their vehicle and how this may affect your decision to purchase or to defer your purchase decision to a later time when you have moved back into a positive equity position.
We will discuss all the options available to you without influencing your decision. Our aim is to provide the information on the products that are currently available which help you, as a customer, to make an informed decision. In our view, we consider our process as treating the customer fairly.
There are many different finance products available on the market and you need to be sure that you are looking at the best product for your circumstances.
In general, we offer our services to those people who have had previous bad credit issues and are unable to obtain finance from the mainstream finance providers. However, as this is not always the case, if we discover that we are able to obtain finance through a more competitive lender then we will inform you of this and offer that option, depending on your individual circumstances. Your credit risk may also mean that you may have to pay considerably more than you would from one of the mainstream prime finance companies, however we try to keep our process transparent and keep you informed so you are able choose the best option for you.
We try to minimise credit searches for the customer, as this can affect your credit score, but if you are confident that you can obtain finance via one of the mainstream finance companies then please advise us early during the process and we will process your application through the prime channels.
We can help all customers with the following:
When making our decision, we will consider your affordability based on your personal circumstances. We will also consider if you can comfortably afford the monthly payments without having to struggle. For those customers that need a car but can’t get credit, we, as a responsible broker on behalf of a finance house, would need to answer these questions before you can obtain car finance for people with bad credit history, whether you have poor credit, bad credit, CCJ’S, ex bankrupt or low credit.
